What is Pet Insurance? Pet Insurance is very similar to human health insurance which offers a range of programs tailored to suit the needs of domestic pets. While pet insurance remains a relatively underdeveloped product in North America, with less than 1% of all pets being insured, European levels of insured pets range from 12% to 50%. QuickCare Pet Insurance: QuickCare offers accident and illness coverage for your dog or cat and financial protection for you! Your pet is a part of your family, prepare for the unexpected. At QuickCare, we're committed to eliminating the financial stress associated with your dog's or cat's healthcare needs through a selection of affordable easy to understand pet insurance programs.  Why do I need Pet Insurance? Advances in the field of animal medicine have been exponential in past decades allowing veterinarians to successfully treat conditions that were previously considered untreatable. However with these advances comes an escalating cost of veterinary care. It is estimated that North American pet guardians now spend over $10 billion a year on healthcare for their pets. Consider these facts: One in three pets will need emergency veterinary treatment every year. Two out of every three pets experience a significant health problem during their lifetime.

CAT PROGRAMS                   DOG PROGRAMS

Best Value • All accidents and illnesses covered. • 70% coverage $75 deductible • 100% coverage $50 deductible. From $17.95/mth   QuickCare Gold Best Value • All accidents and illnesses covered. • 70% coverage $75 deductible • 100% coverage $50 deductible. From $22.95/mth    QuickCare Preferred Most Coverage • All accidents and illnesses covered. • 70% coverage $100 deductible. $21.95/mth  QuickCare Preferred Most Coverage • All accidents and illnesses covered. • 70% coverage $100 deductible. From $34.95/mth  QuickCare Accident Only • Selected accidents covered. • No illnesses covered. • 100% coverage $50 deductible $8.50/mth  QuickCare Accident Only • Selected accidents covered. • No illnesses covered. • 100% coverage $50 deductible $9.95/mth   QuickCare Plus for Cats More Coverage • Selected accidents and illnesses covered. • 100% coverage $75 deductible. $13.95/mth   QuickCare Senior Senior Pets • Selected accidents and illnesses covered. • 100% coverage $50 accident $200 illness deductibles. From $29.95/mth    QuickCare Senior Senior Pets • Selected accidents and illnesses covered. • 100% coverage $50 accident $200 illness deductibles. $19.95/mth    QuickCare for Indoor Cats Cats Only • Selected accidents and illnessses covered. • $50 accident deductible. • $200 illness deductibles $9.95/mth

The Benefits of PetCare Pet Insurance Programs Comprehensive coverage of veterinary fees. Veterinary fees covered include but are not limited to: prescribed medication, X-rays, surgeries, hospitalization, ultrasounds, MRI/CAT scans, homeopathic treatments including acupuncture and chiropractic, chemotherapy, and referrals. Endoscopy is also covered in cases of foreign body ingestion requiring surgery. Enroll your pet as early as 8 weeks of age. Coverage for all PetCare Pet Insurance Programs can begin as early as 8 weeks of age. Once enrolled your pet can stay on PetCare Pet Insurance Program for life. For QuickCare and QuickCare for Indoor Cats, there is no upper age limit for enrollment. For QuickCare Gold and QuickCare Complete, enrollment is possible up to age 10 for cats, age 8 for dogs (6 for 'select' dog breeds). Unlimited Accident Coverage. PetCare Pet Insurance Programs provide coverage for an unlimited number of listed accidents, each covered to the maximum benefit as detailed in the policy Terms and Conditions. No maximum annual or lifetime accident benefit restrictions. Flexible illness benefits. QuickCare for Indoor Cats, QuickCare Gold, QuickCare Complete and QuickCare Senior provide flexible and accessible illness protection for your pet by covering a wide range of illnesses as detailed in the coverage charts. There are no maximum annual illness benefit restrictions, and you may choose when and how you use your illness benefits. The maximum benefit payable for each illness category is detailed in the coverage charts on the appropriate pages.

Your accident coverage begins immediately. Accident Coverage begins at 12:01am the morning after your enrollment application is approved. There is a 30 day waiting period for Illness Coverage on QuickCare Gold and QuickCare Complete. Fast claims turn-around. Your claim will be processed within 7-10 business days of our receiving and approving your completed claim with supporting documentation. We pay 100% of payable claims. A PetCare Pet Insurance Program policy can pay 100% of all payable claims, less the fixed deductible up to your pet's coverage limit. The percentage reimbursed is detailed in the coverage charts on the appropriate pages. Fixed premiums. Premiums and deductibles do not automatically increase as your pet ages. Premiums are not higher when you sign up an older pet. Guaranteed acceptance. All breeds of dogs and cats are accepted. Medical records are required at the time of enrollment. Once enrolled your pet is guaranteed coverage for the rest of it's life, up to policy limits. Some conditions may apply*. Please see policy Terms and Conditions for details. Pick your veterinarian. With the PetCare Pet Insurance Programs, you can use the licensed veterinarian of your choice. To keep your policy in force, take your veterinarian's advice. We ask you to have your pet examined annually by your veterinarian and keep current with the vaccinations he/she recommends. It's a good way to keep your pet healthy, and it's also a condition of your continued PetCare Pet Insurance Program coverage.